HomeBusinessPayPal Aids Businesses with 'Working Capital' Loans

PayPal Aids Businesses with ‘Working Capital’ Loans

paypalNo doubt, PayPal has remained the most trusted online preprocessor in the world today. It provides services to organizations and individuals who make payments on the internet for the services they receive. PayPal is very helpful in improving your online business. Due to the history of frauds, most individuals are skeptical about making payments online using credit cards. However with PayPal, one can transfer funds to a payee via email after funding a PayPal account from their bank account.

PayPal Working Capital is a business loan made available by PayPal to her merchants. The application process is quite simple; merchants will have to process their payments with PayPal for a minimum of 3 months and also makes sales worth over $20,000 per annum.

The Working Capital solution is easier and faster than credit cards and conventional loans. The Working Capital is accessible to businesses that use PayPal as their payment processor. If your business qualifies for the loan, PayPal will review your cash flow history via their website to be able to draw up a plan suitable for your business. You will be able to repay the loan with a portion of the sales you make daily. It is a loan with a single fixed fee of a fixed amount.


There are no hidden fees for this loan, no late fees, no periodic interest, no payment due dates, and no set payment plan.  You will be charged a fee which is based on your loan amount, sales history on your PayPal account, and your preferred daily repayment percentage. PayPal charges a fixed amount which you will be aware of before signing up for the loan.

You will be able to access the PayPal Working Capital business loan if you have been processing payments for your business with PayPal for a minimum of 3 months and you have processed with PayPal an amount of between $20,000 and $10,000,000 within a period of 12 months.

After you have been approved, go on and choose your preferred loan amount. Select the percentage of your future sales to be processed via PayPal which you will use in repaying the loan fee and the loan amount. When you have completed this process, the loan amount will be deposited in your PayPal account within a short time and will be available for your business.

From then on you will begin to repay the loan from a percentage of your daily sales until the balance of the loan is completed. We think that is a great addition to the PayPal solution portfolio and wish them and the clients alike best of luck with their endeavours.

“Learn how Working Capital works”

Photo credit: PayPal

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Jane Cake
Jane Cakehttps://techacutetech.wpcomstaging.com/
Cake lover and hardcore geek with the mission to inject you with articles on gadgets and other tech goodies. Hailing from Birmingham in the United Kingdom she does her best to show-case her favorite tech.